The direct path to safety
Smile.direct insures itself against exchangeable insurance advertising with Ruf Lanz.
Smile.direct is the only insurance company in Switzerland with a "fairness guarantee". Life is not fair. "At least the insurance should be," say the advertisers. In concrete terms, this fairness guarantee means short contract and cancellation periods. Life changes quickly, for example, living arrangements in cohabitation. Furthermore, with this fair insurance there is no fine print, no hidden fees, and instead low premiums and a commitment to corporate sustainability.
If the insurance is taken out online, there is a 10 percent discount on the entire term. Already 60 percent of customers take out insurance online, 40 percent by phone.
"More than just a logo"
The goal of the first campaign: Smile.direct as a brand had to get into people's heads quickly and sustainably. Before working on Smile.direct, the creative team at Ruf Lanz plastered the entire conference room with ads from other insurers. After analyzing Swiss insurance advertising, Ruf Lanz then came to the conclusion: the imagery of many insurers is largely the same, often banal and interchangeable. The agency saw this as an opportunity for Smile.direct to distinguish itself from other providers of insurance solutions with a fresh appearance and to position itself independently. "Everyone is looking for an effective and concise market presence, because a strong brand with an equally strong brand strategy helps to achieve an advantageous position in the dynamic direct insurance environment," says Claudia Staub, Head of Marketing and Communications at Smile.direct. "We deliberately want our brand to be more than just a logo."
In the subjects designed with a sympathetic "smile," Ruf Lanz, in search of a new approach, shows not the damage, as other insurance companies do, but the situation just before it. This leaves it up to the viewer to imagine the damage and its extent in the most colorful of colors. The first three subjects are dedicated to car insurance. Three marten are hungrily making their way to the next parking garage. Real martens from the breeding of an animal trainer from Austria stood model for the funny picture. On the second subject, a Swiss tourist got lost in Pamplona on the most dangerous day of the year. Arthur Mebius photographed with great attention to detail. As a little inside joke, the car has an Aargau number. The third subject may not be revealed yet, because it will soon play topically around a "hot event".
Commitment to fairness
Independent of this campaign, the insurance company's annual Fairness Award is also intended to promote a positive image and set an example. This year, Sherpa Outdoor and Migros have already received awards for their "corporate sustainability". The Fairness Award will be presented again in 2009.
The Ruf Lanz subjects appear offline as advertisements with a footer where the fairness guarantee is explained in detail. In order to quickly interest a large audience in the new brand, double pages in the Sunday press were used at the beginning. Online, the subjects appear as animated banners with a direct link to Smile.direct. Already in planning are two "matching" guerrilla actions, as Markus Ruf can reveal.
Andreas Panzeri













