Could have, would have, bicycle chain
If you had this, you would have that. Maybe you would even have that. Serviceplan celebrates the 10th anniversary of the DeutschlandCard with an entertaining commercial.

Since its founding in 2008, DeutschlandCard has been operating a bonus program in which 20 million people participate. Numerous companies from various sectors are affiliated with the program - including Edeka, Netto, Esso and online stores such as E-Bay, Otto and Booking.com. Anyone who purchases goods or services from participating partners collects points. These can be exchanged for rewards or donated.
For 2499 points you get, for example, the Gardena Combisystem Gutter cleaner. And for just 499 points, the Caravanning-Annual subscription - Europe's biggest camping magazine. If you had started collecting early enough. If you had started at all. If only, if only...
If we didn't have W&V If we had not read the book, this campaign would have passed us by, just like the numerous missed opportunities in the protagonist's life. (hae)
